Data Protection

Data Protection
 

Data Protection Act 2004: Collection and Use of Personal Information
 

In these statements, references to information include personal data and information given by you to Us, whether in your Proposal, any claim form you submit to Us or otherwise, any information that We may collect in connection with any product or service we provide, information made available about you disclosed to Us by another party in connection with the transfer to Us of such party’s rights and duties to you under any other insurance arrangements

 

USES

Information you supply may be used for the purposes of insurance administration (including underwriting, processing, claims handling, reinsurance and fraud prevention) by Us, our agents, our reinsurers and any intermediary acting for you. In assessing any claims made, We may undertake checks against publicly available information such as electoral roll, court judgments, bankruptcy or repossessions.

 

DISCLOSURE

We may share with our agents and service providers, members of our Group, other insurers and their agents, and with any intermediary acting for you, and with recognised trade, governing, and regulatory bodies (of which We are a member or by which We are governed), information We hold about you and your claims history. We may also participate in industry databases under the supervision of the Insurers' Association for the purpose of sharing of information among insurance companies as a check against non-disclosure and in respect of fraud. We may in certain circumstances use private investigators, loss assessors / loss adjusters, surveyors to investigate a claim.

 

SENSITIVE DATA

We may need to collect sensitive data relating to you (such as medical or health record or condition, convictions etc.) in order to assess the terms of insurance We issue/arrange or to administer claims which arise. You consent to such information being used, processed and disclosed by Us, our agents and other insurers for the purposes of insurance administration (including underwriting, processing, claims handling, reinsurance and fraud prevention).

 

RETENTION

We will not retain your data for longer than is necessary for the purposes for which it is obtained, or as stipulated by the Rules, Regulations and Acts pertaining to the Industry. If you provide personal data to Us and you do not become an insured, We will not retain your data for longer than six months from the date of collection unless you are a direct customer.

 

CONSENT

By providing Us with your information and by your use of this Website you consent to all of your information being used, processed, disclosed and retained as set out above.

 

REPRESENTATION

By your use of our website , and or by signing the attached proposal form, you warrant and represent to Us that in respect of any personal data of any data subject which you provide to Us, you have the authority of that data subject to disclose such data to Us on these terms and conditions and for all the purposes herein set out and to give the consents set out above on behalf of each such data subject, and accordingly, all references in these statements to you or you shall be deemed to include any such data subject.

 

ACCESS

You have the right to request and receive a copy of your personal data held by Us. Should you wish to exercise this right, you should write to Us under Section 41 of the Data Protection Act 2004, for the attention of the Data Protection Officer, at Eagle Insurance Limited. A fee of Rs 75 is chargeable under the terms of the Data Protection Act and cheques should be made payable to "Eagle Insurance Limited". You also have the right to correct any errors in the information held about you, block certain Uses or object to the processing of your personal data.